As the fallout from the Royal Commission continues, Federal Member for Hume Angus Taylor says it's essential that local businesses and households can access credit.
Labor has already indicated it will take "action" on all 76 recommendations made by Kenneth Hayne.
However Mr. Taylor insists his opponents have managed to talk up a big game ever since the inquiry was established.
He says Labor never instigated a Royal Commission when they were in Government.
Since the findings were released both the NAB Chairman and CEO have resigned from their positions.